Call me a pessimist but I honestly believe that something bad really happens when you least expect it. Especially when you are on your “dream vacation”, things cannot really go well as you planned it to. There will always be something that you have to be prepared for. I remember one time that I lost my baggage in Jakarta. I thought that I had everything set but when I arrived in the resort, I discovered that I had a missing luggage. I instantly panicked and started calling one everyone in the airport. I reported that I had a missing luggage and I was already going crazy!

After a few hours of calling, I received a call from them. They said that they could not locate my luggage. I was really furious because of this irresponsibility. To add to this, they said that they will have to compensate for only 3% of the luggage lost. Then they asked me if I had any single trip travel insurance that will allow them to cover for the whole luggage. Sadly, I did not avail of one. This taught me the importance of having insurance! I logged on the internet and immediately got a single trip travel insurance quote so that next time something happens to me, I will not end up like this.